Our People

The board is drawn from Staffordshire, Cheshire and Greater Manchester and is there to represent the views of the members.

Andy Bell

Andy has been Treasurer of the Credit Union since it first started trading back in 1995.
Before joining Staffordshire Fire and Rescue Service back in 1981, Andy worked in the then very young computer industry working originally on large mainframe computers before going on to write software for organisations as diverse as the NHS and a plant hire company.

Andy retired in 2010 and now spends some time in the credit union office and may well be a voice on the end of the phone if you call. His other interests include fishing, especially for pike, and a love of Lundy and conservation work on there.

Also keenly interested in photography, and walking.

Steve Rhead

Steve joined Stoke on Trent Fire Brigade August 1969 and retired from Staffs F&RS in 2001 serving at Hanley on White Watch. Steve joined Flamesavers CU in 1995 and became a Board member soon after. He has interests in carp and pike fishing as well as Stoke City FC,

Ann Fisher

Ann joined the Credit Union and Staffordshire Fire and Rescue in January 2000 as the Credit Union Assistant and was promoted to Manager three years later. Prior to working for the Fire Service she worked most of her working life for Staffordshire Police in an administration capacity. She has interests in Badminton, Table Tennis, Walking, Reading and watching sport in general.

Gareth Roberts

After leaving school Gareth worked as a clerk/cashier for Midland Bank Ltd, in several branches in Wales. He joined Cheshire Fire Brigade in 1979, working as a firefighter at Crewe Fire Station for over 30 years. He became a Board member in 2001 when Cheshire joined forces with Staffordshire's Credit Union.

Gareth works as a cycle instructor these days, delivering Bikeability (cycle proficiency) in schools throughout Cheshire and Staffordshire. His interests include: walking, swimming, football and cycling.

Alan Anderson

Alan retired from Greater Manchester Fire Service in 2010 having completed 31 years’ service. He started his fire-fighting career at Lambeth, London and transferred to Manchester after 5 years. Whilst working at Manchester Fire Service he became involved with the Fire Brigade34s Union and held positions such as Brigade Health and Safety Rep, Membership Secretary and Brigade Chair.

It was during this time that he helped with bringing Flamesavers Credit Union into Greater Manchester. He has many other interests some of which are Politics, Sport, Food and Travel. He enjoys having a debate over a pint of beer. He is also heavily involved with a charity names ‘Community Heart’ that does a lot of work in South Africa.


Dave Williams

Dave joined Cheshire Fire Brigade in 1979 and worked at Crewe Fire Station for 25 years, as a firefighter on white watch, then as a leading firefighter on red watch. He is the serving FBU Brigade Secretary in Cheshire, a position he has held since 2000.

He joined Flamesavers Credit Union Board of Directors in 2001 when Cheshire employees became eligible to join. His main interest is football and has played and now manages a team in the Crewe Regional Football League of which he is a Vice-President.


Lisa Downs

The newest member of our team joined in January 2016 as a Credit Union Assistant.  Previously employed by the NHS within Physiotherapy for over 21 years.  Lisa decided she needed a new challenge.

Lisa enjoys spending time away in her caravan in Wales with her family and dogs.  She also likes to relax by reading and baking cakes when time with a large family and animals allows!